3 Ways an Injury Lawyer Helps You Uncover All Sources of Compensation
It’s common for injury victims to focus on the most obvious source of recovery following an accident, which is typically an insurance policy. But in reality, accidents can involve multiple responsible parties and overlapping layers of insurance coverage.
If you settle too quickly or file a claim without fully understanding your rights, you could leave significant compensation on the table. Partnering with a Port St. Lucie Personal Injury Lawyer is a way to protect your rights. Legal professionals can assist in three key ways.
#1 Looking Beyond the Obvious
When you’re hurt in a car crash, slip and fall, or other serious accident, the at-fault party’s insurance is one avenue for compensation. However, an experienced attorney knows that this is only the starting point. A lawyer will examine your situation from every angle, determining whether additional parties (such as employers, property owners, or manufacturers) share responsibility for your injuries.
For example:
- After a car accident, there may be multiple drivers at fault, or a defective vehicle component could make the manufacturer partially liable.
- In a slip and fall case, both a property owner and a management company might have failed to maintain safe conditions.
- When assessing a work-related accident, a negligent third party beyond your employer could be responsible for damages beyond workers’ compensation.
A thorough investigation allows your attorney to build a complete picture of liability and pursue every available claim.
#2 Uncovering All Insurance Coverage
Insurance coverage can be complicated, especially in Florida, where multiple policies may overlap. A range of policies could apply, including:
- Personal Injury Protection (PIP) coverage under your own auto policy, which can help pay for medical bills and lost wages regardless of fault.
- Bodily injury liability coverage from the at-fault driver’s insurer.
- Uninsured or underinsured motorist coverage (UM/UIM) if the responsible party doesn’t have enough insurance to cover your losses.
- Homeowners or business insurance that might apply if you were injured on someone else’s property.
- Umbrella policies that extend beyond standard liability coverage.
Without legal guidance, sources of recovery may be overlooked. Especially when insurance companies aren’t eager to disclose the full extent of available coverage.
#3 Accounting for All Damages
Injury lawyers calculate the full value of what you’ve lost. This includes both economic and non-economic damages such as medical bills, future treatment costs, lost income, emotional distress, and more. By accurately documenting your injuries and their long-term impact, attorneys ensure that any settlement truly reflects your needs, now and in the future.
When you’ve been injured, every dollar counts. With the help of an experienced Port St. Lucie Personal Injury Lawyer, you can uncover all available paths to recovery and secure the compensation you deserve to rebuild your life.
Was a lowball settlement offered to you? Insurance companies often try to settle quickly and cheaply. The attorneys at Leifer & Ramirez understand these tactics and know how to counter them. From gathering evidence to negotiating with insurers, your lawyer’s job is to make sure no source of compensation goes unexplored. Call 561-660-9421 to schedule a confidential consultation.
