What It Means to Sue a Rideshare Company

If you were injured in a rideshare crash, you may be wondering if you can sue the rideshare company directly. Rideshare services like Uber and Lyft offer convenience, but they also create unique legal challenges when an accident occurs. Talk to a Port St. Lucie Personal Injury Lawyer about why these claims are not the same as a typical car accident case.

What Makes These Claims Different

Technically, suing a rideshare company involves filing a lawsuit in court, naming Uber, Lyft, or another service as a defendant. But these companies are structured in ways that make direct lawsuits difficult. Drivers are considered independent contractors, not employees, which limits company liability. Still, Florida law requires rideshare companies to carry substantial insurance coverage that may apply when you’re hurt in an accident.

For example, if you are a passenger injured while the app is active, Uber or Lyft’s $1 million liability policy may cover your damages. But should the rideshare driver be waiting for a ride request but had the app on, a more limited coverage policy may apply. Or, if the driver was not using the app, their personal auto insurance would generally be responsible.

While lawsuits against rideshare companies can happen, most cases are resolved through negotiation. This is often faster, less stressful, and avoids the uncertainties of court. Insurance adjusters for rideshare companies evaluate the evidence to determine settlement amounts.

Compared to a standard car accident, rideshare injury claims have unique features:

• Multiple insurance layers. Depending on the driver’s status, off duty, waiting, or transporting, different insurance policies may apply.
• Corporate involvement. Claims often involve large rideshare insurers and legal teams, requiring skilled negotiation.
• Technology evidence. App data, GPS records, and ride logs can play a crucial role in proving liability.
• Higher coverage limits. When company policies apply, coverage amounts are often significantly higher than individual policies, which can lead to more favorable compensation.

An attorney can identify the correct insurance policy that applies to your accident and negotiate aggressively with insurance adjusters for fair compensation. Your lawyer will file a lawsuit if the insurance company refuses to settle reasonably.

Examples of Rideshare Recovery

A passenger who suffered whiplash and missed a month of work after an Uber accident may receive a negotiated settlement covering medical bills and lost wages. Or, if a pedestrian is struck by a Lyft driver, they may be able to resolve their case through the company’s secondary insurance policy.

Suing a rideshare company in Florida doesn’t always mean going to court. In most cases, claims are resolved through careful negotiation backed by strong evidence. By working with a knowledgeable Port St. Lucie Personal Injury Lawyer, you can navigate the complexities of rideshare liability and pursue the compensation you need to recover.

Who are you talking to about your rideshare injury expenses? Port St. Lucie, Fort Pierce, Stuart, and Vero Beach Uber and Lyft accidents can lead to high costs. To connect with the financial relief you need, speak with the attorneys at Leifer & Ramirez. Call 561-660-9421 to schedule a confidential consultation.