Denied or Delayed? Connect with Legal Support

If you’ve been injured in a car crash, slip and fall, or other type of accident in the Boca Raton area, you likely expect the insurance company to do the right thing. Essentially, you anticipate that they will review your personal injury claim fairly and offer you compensation for your losses. Yet this isn’t always the case as many injury victims are met with denials or long delays, leaving them confused, frustrated, and financially strained.

Understanding the difference between a claim denial and a claim delay, and knowing how legal support can help, is essential to protecting your rights. Talk to a Port St. Lucie Personal Injury Lawyer to secure the compensation you deserve.

The Particulars of a Denial or a Delay

A denial means the insurance company has decided not to pay your claim. This can be a full denial (no payment at all) or a partial denial (only paying for part of your losses). Some common reasons claims are denied include:

• Blaming the victim. The insurer claims you caused the accident, not their policyholder.
• Coverage disputes. They say the policy doesn’t cover the type of incident or injury you experienced.
• Missed deadlines. You didn’t file your claim or provide documentation within a set time frame.
• Lack of evidence. The insurer says you didn’t provide enough proof of injury or liability.

For example, if you were injured in a Boca Raton parking lot slip and fall, the property owner’s insurance might deny your claim by arguing you weren’t paying attention or that there was no known hazard.

A delay occurs when the insurance company doesn’t outright deny your claim but keeps putting off a resolution. This can be just as damaging as a denial, particularly in situations where a harmed individual is facing mounting medical bills or can’t return to work.

Insurance companies may delay by repeatedly asking for unnecessary paperwork or claiming they need more time to investigate. They may also say they can’t get in touch with necessary parties or offer lowball settlements and draw out negotiations.

For instance, after a Florida car accident, you may hear nothing for weeks or even months while your injuries go untreated and your bills pile up. These tactics are sometimes designed to make you desperate enough to accept far less than you deserve.

Don’t Let the Insurance Company Call the Shots

Being injured and going through a physical recovery process is hard enough without dealing with insurance games. If you’re facing a denial or endless delays, you don’t have to go through it alone. A knowledgeable Port St. Lucie Personal Injury Lawyer can help you cut through red tape. Don’t settle for less, get the support you need to move forward with confidence.

Can you push back on a claim delay? The attorneys at Leifer & Ramirez can use their legal expertise to fight for answers, hold the insurer accountable to timelines, and file a lawsuit if necessary. If you’ve been injured in Port St. Lucie, Fort Pierce, Stuart, or Vero Beach, call 561-660-9421 today.