Overcoming Claim Denials Following Rideshare Accidents
When a rideshare trip ends in a car accident, the aftermath can be confusing, frustrating, and financially overwhelming. This is true even as rideshare services like Uber and Lyft have become essential for getting around Port St. Lucie, Stuart, Vero Beach and beyond.
If you’re struggling after a rideshare accident, a seasoned personal injury lawyer can step in to manage insurance disputes, challenge claim denials, and help secure the compensation you deserve.
Why Insurance Disputes Happen After Rideshare Collisions
Rideshare accidents often involve complex layers of insurance coverage. Depending on the circumstances, multiple policies could apply, including your own car insurance, the rideshare driver’s personal policy, and the company’s commercial coverage. Unfortunately, insurers don’t always make it easy to access benefits.
Claim denials may stem from:
- Disputes over who was at fault
- Confusion about which policy is responsible
- Allegations that injuries were pre-existing
- Technicalities regarding the driver’s status at the time of the crash (such as whether they were logged into the app)
These tactics are designed to minimize payouts, leaving injured passengers and drivers with bills they can’t pay and no way to move forward.
Low Settlement Offers and Emotional Pressure
Even if your claim isn’t denied, you might be hit with a settlement offer that’s far too low. Insurance companies know that accident victims are often overwhelmed. You may be facing mounting medical expenses, dealing with pain, and unable to return to work while you heal. In this vulnerable state, it’s tempting to accept a quick offer just to feel like something is moving in the right direction.
But rushing to settle can cost you. Once you accept an offer, you typically waive your right to seek additional compensation. If your injuries worsen or your financial losses continue to grow, you may be stuck paying out-of-pocket.
You don’t have to be at your strongest to stand up to the insurance companies. That’s what legal professionals are for. A dedicated lawyer understands the ins and outs of rideshare accident claims and can review the details of your accident and determine liability. Legal professionals can also handle all communications with insurers as well as gather medical records, evidence, and expert opinions to support your case.
Having an advocate by your side can ease your stress and give you the space you need to focus on healing. And if the insurance companies still won’t budge, an attorney can take your case to court if necessary.
When you’re hurting, uncertain, and under pressure, it’s more important than ever to talk to someone who knows how to help. A consultation with an experienced personal injury lawyer can give you the clarity and confidence to make informed decisions, without giving in to pressure or settling for less than you deserve.
Will you need monetary support to pay off rideshare accident expenses? To be certain your claim isn’t underpaid, reach out to the attorneys at Leifer & Ramirez following a Delray Beach, Deerfield Beach, or Pompano Beach collision. Call 561-660-9421 to schedule a confidential consultation.
